/* EquIN'sure — feuille de style */
:root{
  --paper:#F6F5F0;
  --white:#FFFFFF;
  --ink:#1F2A25;
  --ink-soft:#4B5568;
  --navy:#2F4B40;
  --navy-deep:#22382F;
  --line:#DCDDD2;
  --brick:#5E7A66;
  --brick-dark:#4A6453;
  --brick-tint:#E8EDE4;
  --sky:#EDF0EA;
  --sans:"Segoe UI Variable Text","Segoe UI",system-ui,-apple-system,"Helvetica Neue",Arial,sans-serif;
  --display:"Segoe UI Variable Display","Segoe UI",system-ui,-apple-system,"Helvetica Neue",Arial,sans-serif;
  --wrap:1160px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:1.0625rem;line-height:1.65}
img{max-width:100%;display:block}
a{color:var(--navy)}
a:hover{color:var(--brick-dark)}
:focus-visible{outline:3px solid var(--brick);outline-offset:2px;border-radius:2px}
h1,h2,h3{font-family:var(--display);line-height:1.15;letter-spacing:-.015em;color:var(--navy)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 14px;z-index:30}
.skip:focus{left:12px;top:12px}
.kicker{font:700 .76rem var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--brick-dark);margin:0 0 10px}

/* Bandeau confiance */
.trustbar{background:var(--navy-deep);color:#DDE4F0;font-size:.86rem}
.trustbar .wrap{display:flex;gap:26px;justify-content:center;flex-wrap:wrap;padding-top:7px;padding-bottom:7px}
.trustbar span::before{content:"✓ ";color:#D2BE94;font-weight:700}

/* En-tête */
.site-head{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.brand{font-family:var(--display);font-size:1.4rem;font-weight:700;letter-spacing:-.02em;color:var(--navy);text-decoration:none;display:inline-flex;align-items:center;gap:10px}
.brand-mark{width:30px;height:30px;flex:none}
.brand b{font-weight:800}
.brand b span{font-weight:400;color:var(--brick-dark)}
.nav{display:flex;align-items:center;gap:4px}
.nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:.98rem;padding:8px 11px;border-radius:6px}
.nav a:hover{background:var(--sky);color:var(--navy)}
.nav a.btn,.nav a.btn:hover{color:#fff}
.nav .tel{font-weight:700;color:var(--navy)}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:8px 12px;font:inherit;cursor:pointer;color:var(--ink)}
.bars{display:inline-block;width:16px;height:2px;background:currentColor;position:relative;vertical-align:middle;margin-right:8px}
.bars::before,.bars::after{content:"";position:absolute;left:0;width:16px;height:2px;background:currentColor}
.bars::before{top:-5px}.bars::after{top:5px}

/* Onglets métiers */
.trades{background:var(--sky);border-bottom:1px solid var(--line)}
.trades .wrap{display:flex;gap:0 2px;flex-wrap:wrap;justify-content:center;white-space:nowrap}
.trades a{text-decoration:none;color:var(--navy);font-weight:600;font-size:.86rem;padding:10px 9px;border-bottom:3px solid transparent}
.trades a:hover{color:var(--brick-dark);border-bottom-color:var(--brick)}
.trades a[aria-current=page]{color:var(--brick-dark);border-bottom-color:var(--brick)}

/* Boutons */
.btn{display:inline-block;background:var(--brick);color:#fff;text-decoration:none;font-weight:700;padding:13px 24px;border-radius:8px;border:2px solid var(--brick);cursor:pointer;font-size:1rem;font-family:var(--sans)}
.btn:hover{background:var(--brick-dark);border-color:var(--brick-dark);color:#fff}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn.ghost:hover{background:rgba(255,255,255,.12)}
.btn.line{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn.line:hover{background:var(--navy);color:#fff}
.btn.sm{padding:9px 16px;font-size:.93rem}
.btn.block{display:block;text-align:center}

/* Hero */
.hero{position:relative;color:#fff;background:var(--navy-deep);overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;background:var(--bg) center/cover no-repeat;opacity:.38;z-index:-2}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(34,56,47,.96) 0%,rgba(34,56,47,.82) 45%,rgba(34,56,47,.35) 100%);z-index:-1}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding-top:72px;padding-bottom:80px}
.hero h1{color:#fff;font-size:clamp(2.1rem,4.6vw,3.4rem);margin:0 0 18px}
.hero h1 em{font-style:normal;color:#D2BE94}
.hero .lead{font-size:1.18rem;color:#D9E0EC;max-width:56ch;margin:0 0 28px}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap}
.hero .proof{display:flex;gap:22px;flex-wrap:wrap;margin-top:30px;font-size:.92rem;color:#C9D3E3}
.hero .proof b{display:block;color:#fff;font-size:1.25rem}
.phero{background:var(--navy-deep);color:#fff;position:relative;isolation:isolate;overflow:hidden}
.phero::before{content:"";position:absolute;inset:0;background:var(--bg) center/cover no-repeat;opacity:.3;z-index:-2}
.phero::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(34,56,47,.95),rgba(34,56,47,.6));z-index:-1}
.phero .wrap{padding-top:44px;padding-bottom:56px}
.phero h1{color:#fff;font-size:clamp(1.9rem,4vw,2.9rem);margin:8px 0 14px;max-width:24ch}
.phero .lead{color:#D9E0EC;font-size:1.12rem;max-width:62ch;margin:0}
.crumbs{font-size:.88rem;color:#B8C3D6}
.crumbs a{color:#fff}

/* Carte formulaire */
.quote-card{background:var(--white);color:var(--ink);border-radius:14px;padding:26px;box-shadow:0 24px 60px rgba(0,0,0,.28)}
.quote-card h2{font-size:1.35rem;margin:0 0 4px}
.quote-card .sub{color:var(--ink-soft);font-size:.93rem;margin:0 0 16px}
.form{display:grid;gap:14px}
.form label{display:block;font-weight:600;font-size:.92rem;color:var(--ink)}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:6px;font:inherit;font-size:1rem;padding:11px 12px;border:1.5px solid #C9CDD6;border-radius:8px;background:#fff;color:var(--ink)}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px rgba(47,75,64,.15)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.hp{position:absolute;left:-9999px}
.consent{display:flex!important;gap:10px;align-items:flex-start;font-weight:400!important;font-size:.85rem!important;color:var(--ink-soft)!important}
.consent input{width:auto;margin-top:4px}
.step-head{display:flex;justify-content:space-between;align-items:center;font-size:.85rem;color:var(--ink-soft)}
.progress{height:6px;background:var(--sky);border-radius:6px;overflow:hidden;margin:6px 0 4px}
.progress i{display:block;height:100%;width:50%;background:var(--brick);transition:width .25s}
.js .step[hidden]{display:none}
.step-nav{display:flex;gap:10px;justify-content:space-between}
.chips{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin-top:6px}
.chips label{font-weight:500;border:1.5px solid #C9CDD6;border-radius:8px;padding:9px 10px;display:flex;gap:8px;align-items:center;cursor:pointer;font-size:.92rem}
.chips input{width:auto;margin:0}
.chips label:has(input:checked){border-color:var(--brick);background:var(--brick-tint)}
.reassure{font-size:.82rem;color:var(--ink-soft);margin:4px 0 0;text-align:center}

/* Sections */
.section{padding:76px 0}
.section.alt{background:var(--white)}
.section.navy{background:var(--navy);color:#E4E9F2}
.section.navy h2,.section.navy h3{color:#fff}
.head{max-width:720px;margin:0 0 36px}
.head h2{font-size:clamp(1.7rem,3.2vw,2.4rem);margin:0 0 12px}
.head p{color:var(--ink-soft);margin:0;font-size:1.08rem}
.section.navy .head p{color:#C9D3E3}
.center{text-align:center;margin-left:auto;margin-right:auto}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--white);border:1px solid var(--line);border-radius:12px;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:transform .15s,box-shadow .15s}
a.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(31,42,37,.12);color:inherit}
.card img{aspect-ratio:16/10;object-fit:cover;width:100%;background:var(--sky)}
.card .b{padding:20px 22px 24px;flex:1;display:flex;flex-direction:column}
.card h3{font-size:1.18rem;margin:0 0 8px}
.card p{margin:0 0 14px;color:var(--ink-soft);font-size:.97rem}
.card .more{margin-top:auto;font-weight:700;color:var(--brick-dark)}

.why{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.why div{background:var(--white);border-radius:12px;padding:22px;border:1px solid var(--line)}
.why .ic{width:42px;height:42px;border-radius:10px;background:var(--brick-tint);color:var(--brick-dark);display:grid;place-items:center;margin-bottom:12px}
.why .ic svg{width:22px;height:22px}
.why h3{font-size:1.05rem;margin:0 0 6px}
.why p{margin:0;font-size:.95rem;color:var(--ink-soft)}

.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.steps li{position:relative;padding-top:58px}
.steps li::before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;top:0;left:0;font:800 2.2rem var(--display);color:#D2BE94}
.steps h3{font-size:1.08rem;margin:0 0 6px;color:#fff}
.steps p{margin:0;font-size:.95rem;color:#C9D3E3}

.cities{display:flex;flex-wrap:wrap;gap:10px}
.cities a{background:var(--white);border:1px solid var(--line);padding:10px 16px;border-radius:30px;text-decoration:none;font-weight:600;color:var(--navy)}
.cities a:hover{border-color:var(--brick);color:var(--brick-dark)}

.partner{display:grid;grid-template-columns:auto 1fr auto;gap:28px;align-items:center;background:var(--white);border:1px solid var(--line);border-left:6px solid #1E6B47;border-radius:12px;padding:28px}
.partner svg{width:52px;height:60px}
.partner h3{margin:0 0 6px;font-size:1.25rem}
.partner p{margin:0;color:var(--ink-soft)}
.partner ul{margin:10px 0 0;padding-left:1.1em;color:var(--ink-soft);font-size:.96rem}
.btn.green{background:#1E6B47;border-color:#1E6B47}
.btn.green:hover{background:#164F35;border-color:#164F35}

/* Article / pages intérieures */
.article{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;align-items:start}
.prose{max-width:72ch}
.prose h2{font-size:1.6rem;margin:1.8em 0 .6em}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:1.2rem;margin:1.4em 0 .4em}
.prose p{margin:0 0 1.05em}
.prose ul,.prose ol{margin:0 0 1.2em;padding-left:1.25em}
.prose li{margin-bottom:.35em}
.prose .intro{font-size:1.15rem;color:var(--ink)}
.prose figure{margin:0 0 28px}
.prose figure img{border-radius:12px;aspect-ratio:16/9;object-fit:cover;width:100%}
.tldr{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin:0 0 24px}
.tldr ul{list-style:none;padding:0;margin:0;display:grid;gap:6px;font-size:.96rem}
.tldr b{color:var(--navy)}
.updated{font-size:.84rem;color:var(--ink-soft);margin:0 0 14px}
.entity{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:20px 24px;font-size:1.02rem}
.entity p{margin:0}
.case{background:var(--white);border:1px solid var(--line);border-left:5px solid var(--brick);border-radius:10px;padding:20px 24px;margin:24px 0}
.case h3{margin-top:0}
.side{position:sticky;top:96px;display:grid;gap:16px}
.side-box{background:var(--navy);color:#E4E9F2;border-radius:12px;padding:24px}
.side-box h3,.side-box strong{color:#fff}
.side-box p{margin:0 0 14px;font-size:.96rem}
.side-box .kicker{color:#D2BE94}
.side-links{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:20px 22px}
.side-links a{display:block;padding:6px 0;text-decoration:none;border-bottom:1px solid #EEE9DF;font-size:.95rem}
.side-links a:last-child{border-bottom:0}
.side-green{border-left:5px solid #1E6B47}

.faq details{background:var(--white);border:1px solid var(--line);border-radius:10px;margin-bottom:10px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:700;padding:16px 0;color:var(--navy);list-style:none;position:relative;padding-right:30px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.5rem;color:var(--brick)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 16px;color:var(--ink-soft)}

.cta-band{background:var(--brick);color:#fff;padding:48px 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 6px;font-size:1.8rem}
.cta-band p{margin:0;color:#FFE9DA}
.cta-band .btn{background:#fff;color:var(--brick-dark);border-color:#fff}
.cta-band .btn.ghost{background:transparent;color:#fff}

.legal h2{font-size:1.3rem}

/* Pied de page */
.foot{background:var(--navy-deep);color:rgba(255,255,255,.66);padding:64px 0 28px;font-size:.93rem}
.foot a{color:rgba(255,255,255,.88);text-decoration:none}
.foot a:hover{color:#fff}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.foot h3{font:700 .76rem var(--sans);letter-spacing:.16em;text-transform:uppercase;color:#D2BE94;margin:0 0 14px}
.foot nav a{display:block;margin:7px 0}
.foot .brand{color:#fff;margin-bottom:14px}
.foot .brand b span{color:#D2BE94}
.foot .small{font-size:.86rem;line-height:1.6;margin:0 0 12px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:20px;font-size:.82rem;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}

@media (max-width:980px){
  .hero .wrap{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr 1fr}
  .why,.steps{grid-template-columns:1fr 1fr}
  .article{grid-template-columns:1fr}
  .side{position:static}
  .foot-grid{grid-template-columns:1fr 1fr}
  .partner{grid-template-columns:1fr}
}
@media (max-width:760px){
  .trades .wrap{flex-wrap:nowrap;justify-content:flex-start;overflow-x:auto}
  .menu-toggle{display:inline-flex;align-items:center}
  .nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 24px 20px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .cards,.why,.steps,.row2,.chips{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .section{padding:56px 0}
  .trustbar span:nth-child(n+3){display:none}
  .trustbar .wrap{gap:14px;font-size:.78rem}
  .brand{font-size:1.15rem;white-space:nowrap}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}a.card{transition:none}}